Every business needs some type of insurance, though your needs will be considerably different if you are a sole proprietorship or if you employ hundreds of workers. Commercial insurance is the broad term that covers all types of insurance that your company may need, including vehicle coverage, general liability insurance, insurance on the structure and contents of your building and insurance to protect you from financial loss should an employee steal key ideas or a vital employee dies unexpectedly. Your commercial insurance portfolio helps protect your business from suffering from situations that are impossible to predict.
What is commercial insurance?
Each company's commercial insurance needs are unique. That's why our dedicated business insurance team at the Platinum Insurance Group will sit down with you and get to know you and your business before we ever recommend an insurance product. We want to understand your plans, hopes, and dreams for the future of your business so we can help you make those dreams a reality. Commercial insurance is designed to help keep your business from losing money due to an unforeseen event, such as a car accident, a fire, or a customer slipping on the ice in front of your building.
Why your business needs commercial insurance
No business should be without a well-balanced commercial insurance portfolio. After all, it's not just your future that's connected with the health of your business. It's also that of your employees, your suppliers, and even your customers. Having an excellent commercial insurance portfolio also keep you in compliance with local, state, and federal government regulations regarding liability and workman's compensation insurance.
To learn business insurance and how to find the combination of coverages that's best for your business, contact our experienced commercial insurance team. The Platinum Insurance Group has been helping companies like yours since 2014.