Auto Insurance Information
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage:
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
Why do you need auto insurance? State Law Requires you to have it...
It's really all about protecting yourself financially.
Questions to ask your agent
Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:
Auto Calculator: What will my auto payments be?
Platinum Insurance Group, LLC was founded in Sioux Falls, SD in 2014. We have over 15 years of experience in the insurance industry and take pride in our friendly and professional main street business.
Platinum Insurance Group, LLC is part of the Insurance Associates of America. We gain an advantage with our association membership over our competitors because we have the opportunity to represent numerous insurance companies.