Boat Insurance: Be protected on land as well as the water. Our agents can insure all types of personal watercrafts.
Watercraft Insurance Information
What is boat insurance?
Boat insurance covers you in the event of a loss or damage to your boat. It covers most watercraft with motors, including fishing boats, pontoon boats, paddle boats, leisure crafts and yachts. Boat insurance does not usually cover canoes, kayaks or personal watercrafts (PWCs).
For small watercrafts, you may find some limited coverage under your homeowner’s policy. You may also be able to add a special endorsement or buy separate coverage.
Is Boat insurance required?
Boaters often want to know whether they have to carry boat insurance to enjoy the water. The answer is that boat insurance can be required for a variety of reasons. For example, some states require that you have liability coverage. Marinas may require you to have boat insurance in order to dock your boat there. Additionally, if you take out a loan to buy a boat, the lender will most likely require that you purchase boaters insurance.
Platinum Insurance Group, LLC was founded in Sioux Falls, SD in 2014. We have over 15 years of experience in the insurance industry and take pride in our friendly and professional main street business.
Platinum Insurance Group, LLC is part of the Insurance Associates of America. We gain an advantage with our association membership over our competitors because we have the opportunity to represent numerous insurance companies.